The Residences
SurfCrest at Coco Beach offers a limited collection of luxury residences designed for modern coastal living. Each home blends refined interiors, thoughtful layouts, and direct access to resort-style amenities creating an experience that feels private, exclusive, and effortless.
Luxury Two Bedroom Residences
These spacious two-bedroom apartments are designed for both comfortable living and strong rental performance. Open-plan layouts, generous natural light, and premium finishes create homes that feel equally suited for personal use or investment.
Resort-Style Amenities
Enjoy a curated collection of lifestyle amenities designe to elevate everyday living while enhancing long-term property value.
Project Gallery
Explore the residences, amenities, and coastal surroundings designed for elevated living.
A Smart Beachfront Investment
A rare opportunity to secure long-term value through early access
to one of Accra’s most limited beachfront developments.
Scarcity Drives Value
Direct beachfront properties within Accra city limits are extremely limited. This natural scarcity supports long-term price growth and sustained demand.
Early-Stage Pricing Advantage
Off-plan buyers benefit from preferred pricing before construction begins, offering the potential to secure units below projected market value.
Strong Rental Demand
Beachfront residences attract both short- and long-term tenants seeking premium locations, supporting attractive rental yields once the development is complete.
Dual-Use Flexibility
Residences are designed to function equally well as private homes or income-generating assets, providing flexibility based on owner objectives.
Managed Amenities
Centralised ownership and management of shared amenities help maintain quality standards and protect long-term asset value across the development.
Flexible Off-Plan
Payment Plan
SurfCrest at Coco Beach offers a structured off-plan purchase process designed to provide flexibility, transparency, and security. Payments are aligned with key construction milestones, allowing buyers to spread costs over the development period while maintaining confidence at every stage.
Reservation fee $5000
Secure your selected unit with a USD 5,000 reservation fee, which confirms availability and removes the residence from the open market. This amount is credited toward the initial deposit due at foundation completion.
Construction-Linked Milestones
Payments are made progressively as construction advances:
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Foundation Completion
Initial deposit of 20% (less the USD 5,000 reservation fee) -
Block Work Completion
20% payment -
Roof-On Completion
20% payment -
Finishing Completion
20% payment -
Practical Completion & Key Handover
Final 20% balance
This milestone-based structure ensures payments are directly tied to visible construction progress.
MORTGAGE FINANCING OPTION
Purchasers may choose to finance the outstanding balance through a mortgage facility arranged with Fidelity Bank Ghana Limited, subject to the bank’s standard approval process.
Key Highlights:
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Loan tenure of up to 20 years for Ghanaian nationals
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Loan tenure of up to 15 years for expatriates
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Indicative interest rate of approximately 11% APR
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Mortgage financing may be applied toward later construction stages or the final balance at handover
Final mortgage terms are determined solely by Fidelity Bank Ghana Limited following credit assessment and valuation.
BUYER ASSURANCE
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Structured off-plan purchase process
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Payments aligned with construction progress
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Transparent milestones and timelines
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Optional mortgage financing through a leading Ghanaian bank